MTG
UtilitiesValuation Breakdown
The Dividend Discount Model values a stock based on its future dividend payments, discounted to present value. The 3-stage variant captures three phases of a company's life: high growth (years 1-3), a transition period where growth declines linearly (years 4-6), and a terminal stage of stable, perpetual growth (year 7+). As John D. Rockefeller said: "The only thing that gives me pleasure is to see my dividends coming in."
Valuation Track Record
Retroactive intrinsic value vs actual close price — MTG
Earnings Quality
Fiscal year 2024
Financial Forensics
Beneish M-Score · 2024
The Beneish M-Score of -4.5708 indicates that MTG is unlikely to be manipulating earnings, as it falls well below the threshold of -1.78. However, the low Earnings Quality Score of 23.6/100, particularly concerning metrics like eq_margin and eq_revenue, raises significant concerns about the sustainability and transparency of its earnings.
- Earnings Quality Score of 23.6/100 indicates poor earnings quality, especially with eq_margin and eq_revenue both at 0.0/100.
- The high SGAI of 1.2924 suggests excessive selling, general, and administrative expenses relative to sales, which could indicate inefficiencies.
- The DSRI of 0.7246 suggests that accounts receivable are growing at a slower rate than sales, which is a positive sign for cash flow.
- The eq_cash_conv score of 100.0/100 indicates strong cash conversion from earnings, suggesting that the company is effectively turning its earnings into cash.
The ownership structure is heavily concentrated, with the top shareholder holding 40.7%. This concentration could lead to governance risks and potential conflicts of interest, particularly if decisions favor the majority shareholder over minority interests.
Investors should closely monitor MTG's earnings quality and operational efficiency, particularly in managing expenses. It may be prudent to adopt a cautious approach, considering the high ownership concentration and potential governance risks.
Generated by AI based on quantitative data. Not financial advice.
Quantitative Scores
Key Ratios
Company Overview
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