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AGR
SecuritiesCông ty Cổ phần Chứng khoán AGRIBANK
Dịch vụ tài chínhCK
14.550
VND · Last close
Valuation Verdict
Overvalued
-120%Fair Value+120%
Intrinsic Value
12.834
Current
14.550
Gap
-11.8%
ModelCYCLE ADJUSTED PB
Valuation Breakdown
CK→Securities
Classified as securities because company type is CK (securities firm)
ModelCycle-Adjusted P/B
Intrinsic Value = Avg P/B (5yr) x Cycle Discount x BVPSSecurities firms (brokerages) have earnings that swing dramatically with market trading volumes. Instead of using a single year's valuation, this model averages Price-to-Book over 5 years to capture a full market cycle, similar to how Shiller's CAPE smooths earnings for the broader market. If the firm is currently earning much more than its historical average (ROE > 1.3x avg), a 15% discount is applied as a mean-reversion signal.
1
Model Inputs
Years of data→5
2
Valuation
Fair P/B
1.14x
x
BVPS
11.247
=
Intrinsic Value
12.834
Valuation Track Record
Retroactive intrinsic value vs actual close price — AGR
Earnings Quality
Fiscal year 2025
28
Poor
Accrual Quality
25Cash Conversion
0Margin Stability
78Revenue Quality
14Quantitative Scores
F-Score
2/9
Weak
Sharpe
-0.56
Negative
Composite
32
Weak
Price Risk
Momentum
-5.3%
Volatility
38.7%
Max Drawdown
-34.8%
Key Ratios
Fiscal year 2025
1.29P/B
P/E23.41
ROE5.7%
ROA3.6%
EPS621.46
BVPS11247.27
Net Margin29.4%
Rev Growth16.7%
Profit Growth5.0%
Div Yield0.0%
Company Overview
Issued Shares
228.3M
Charter Capital
2283.1B VND
Sector (ICB L2)
Dịch vụ tài chính
Industry (ICB L3)
Dịch vụ tài chính
Sub-industry
Môi giới chứng khoán
Company Type
CK
// OWNERSHIP_NETWORK
> mapping common ownership for AGR — hover nodes for intel, click to navigate
Computed 12/04/2026