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GDT

Consumer

Công ty Cổ phần Chế biến Gỗ Đức Thành

Hàng cá nhân & Gia dụngHàng gia dụngCT
15.750
VND · Last close
Valuation Verdict
Undervalued
Low
+6.8%
-120%Fair Value+120%
Current
15.750
Intrinsic Value
16.823
ModelFCF DCF

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Research Note

GDT: Mature wood-processing franchise with solid margins but limited near-term upside

Intrinsic value VND 17,090 vs market VND 16,000 — implied upside 6.8% (confidence: medium).

Business Overview

Công ty Cổ phần Chế biến Gỗ Đức Thành (GDT) is a HOSE-listed wood-processing and household-goods manufacturer operating in the consumer discretionary / home goods segment (ICB: Hàng gia dụng). The company processes and sells finished wood products to domestic and export channels. GDT has a concentrated ownership base with a 25.09% stake held by founder/individual Lê Hải Liễu and several institutional minority holders (largest institutions: america limited liability company 4.788%, afc vietnam fund 4.74%, KITMC Worldwide Vietnam RSP Balanced Fund 4.14%), leaving a meaningful free float and foreign room of 11,684,956.24409058 shares.

Investment Thesis

1) Profitability profile supports a defensive stance: GDT reports a ROE of 22.5% and an EBIT margin of 29.7%, underpinned by a gross margin of 42.0% and a net profit margin of 22.1%. These margins and an EPS of VND 2,981.8974 reflect efficient operations and product pricing power in its niche.

2) Valuation is not compelling enough for high conviction upside: our blended FCF-based intrinsic value is VND 17,090 per share versus the current price of VND 16,000, implying a 6.8% upside. Given our model confidence is medium and the implied upside sits inside the narrow band around current prices, the return does not adequately compensate for execution and market-liquidity risks.

3) Growth and balance-sheet considerations: revenue has been roughly flat over 2024-25 (VND 335.6 bn in 2024 to VND 332.8 bn in 2025) despite rising net profit (VND 54.9 bn to VND 73.5 bn), suggesting margin expansion and operating leverage rather than top-line acceleration. Net debt of roughly VND 122.6 bn supports a conservative leverage profile (Debt/Equity 0.556), but balance-sheet scale is modest (total assets VND 552.8 bn in 2025). The model uses a projected FCF base and a WACC of 10.0% with terminal growth 4.0%; alternative assumptions shift value materially (DCF intrinsic VND 12,520.2 vs P/E-based VND 28,822.5, blended weight 70/30 yields raw intrinsic VND 17,410.9 calibrated to VND 17,090).

4) Liquidity and execution risks constrain upside: average 2-week volume is low at 7,514 shares and the model flagged low_liquidity; combined with founder concentration (25.1%) this raises the execution risk for large institutional flows and justifies limited conviction in the modest upside.

Valuation Commentary

Blended intrinsic value from a DCF (70%) and a P/E cross-check (30%); DCF uses a WACC of 10% and terminal growth of 4%.

  • Base FCF input: VND 23,639,676,847 (model base_fcf)
  • WACC: 10.0%; terminal growth: 4.0%; projection horizon: 10 years
  • RoIC used in growth derivation: 15.91% with reinvestment rate 58.9%
  • Fair P/E for the P/E leg: 9.67 and a P/E cap of 25
  • Net debt ~VND 122.6 bn deducted from enterprise value

The blended intrinsic value of VND 17,090 implies a 6.8% upside versus the market price, a narrow margin that leaves limited reward for execution and liquidity risk. Confidence in the model is medium and driven by calibrated inputs (isotonic calibration) and a history of stable margins; downside sensitivity to lower growth or higher WACC is meaningful given the DCF contributes the majority of value.

Bull vs Bear

Bull Case
  • High margins: gross profit margin 42.0% and EBIT margin 29.7% support continued conversion of revenue into earnings.
  • Improving net profit: net profit rose from VND 54.9 bn in 2024 to VND 73.5 bn in 2025, demonstrating operating leverage.
  • Attractive multiples vs peers: P/E 5.4 and EV/EBITDA 4.4 are low relative to many consumer peers, leaving scope for re-rating if growth resumes.
Bear Case
  • Limited top-line momentum: revenue declined slightly from VND 335.6 bn in 2024 to VND 332.8 bn in 2025, historical CAGR negative (-5.93% in the model inputs historical_cagr).
  • Low liquidity: avg volume 2w of 7,514 shares and a model sanity flag of low_liquidity increase trade execution and mark-to-market risk.
  • Concentrated ownership: the founder holds 25.09%, which can limit free-float liquidity and lead to governance/related-party execution risk.
  • Valuation sensitivity: DCF intrinsic value (VND 12,520.2) is materially lower than the P/E leg (VND 28,822.5); blended outcome produces a narrow upside that is vulnerable to small shifts in WACC or growth.

Sector Context

The household/wood-processing industry in Vietnam is cyclical and exposed to both domestic consumer demand and export markets. VAS accounting and state policies (SBV credit growth quotas) can influence working-capital financing costs for mid-sized manufacturers. Peer valuation dispersion is wide: sector median implied upside is 12.1% while top peers show >36% upside and some small caps exhibit negative valuations. For GDT, domestic land-use and supply-chain issues are less material than for property developers, but access to working capital and FX exposure for export sales remain relevant.

Risk Factors

  • Top-line stagnation: revenue was VND 332.8 bn in 2025, down from VND 335.6 bn in 2024, signalling risk that earnings improvements are margin-driven and may reverse.
  • Liquidity and market risk: avg volume 2w = 7,514 shares and low_liquidity model flag could produce volatile intraday moves and wider execution spreads for large orders.
  • Ownership concentration: a 25.09% holding by an individual increases the potential for related-party decisions and limits free-float.
  • Model sensitivity: DCF and P/E legs diverge (DCF VND 12,520.2; P/E VND 28,822.5); a modest increase in WACC or reduction in terminal growth materially reduces intrinsic value.
  • Macroeconomic/export risk: export-dependent wood processors are exposed to external demand cycles and trade policy; weaker export demand would pressure revenues and margins.
  • Dividend sustainability: dividend yield is 6.3% which is attractive but may be pressured if cashflow or capex needs rise.

Catalysts

  • Quarterly earnings that show continued margin expansion or renewed revenue growth could trigger re-rating.
  • Improved liquidity or increased institutional interest (foreign room ~11.7m shares) could narrow the discount to intrinsic value.
  • Any announced efficiency-led capex or upstream integration that improves RoIC above the model input of 15.91% would lift value materially.

Forensic Assessment

No Beneish M-Score is provided and there are no forensic red flags in the input. Earnings quality is 67.3 (out of 100), which is moderate-to-good; absent explicit forensic signals, the principal concerns are earnings driven by margin gains rather than revenue expansion and the concentrated ownership structure. We therefore flag earnings quality as acceptable but recommend monitoring disclosures and related-party transactions given the founder stake.

Track Record

Model history: 12 years of coverage with a hit rate of 72.7% and an average realized upside of 114.9% across the track record. While the hit rate is respectable, past average upside is skewed by large winners; apply caution because historical performance does not guarantee future outcomes and the current model confidence is medium.

Written by a language model on 2026-08-10 from this page’s own model outputs and financial statements, and may quote figures from that date. Descriptive analysis, not investment advice — no buy, sell or hold recommendation is given or implied.

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Financial Forensics

Beneish M-Score · 2025

Low Risk
M -2.50 · 38th pctile vs peers
YoY -2.97
Conservative vs VN peersAggressive
Compare across the whole market

Ranked vs Vietnamese peers. The −1.78 Beneish cutoff is US-calibrated; ~28% of VN stocks exceed it.

DSRI
1.094
GMI
0.894
AQI
0.993
SGI
0.992
DEPI
0.729
SGAI
0.755
TATA
-0.024
LVGI
0.824

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Key Ratios

Fiscal year 2025
5.34P/E
P/B1.11
P/S1.18
ROE22.5%
ROA13.6%
EPS2981.90
BVPS14410.27
Gross Margin42.0%
Net Margin22.1%
D/E0.56
Current Ratio2.23
Rev Growth-0.9%
Profit Growth35.2%
EV/EBITDA4.39
Div Yield6.3%

Company Overview

Issued Shares
27.1M
Charter Capital
270.8B VND
Sector (ICB L2)
Hàng cá nhân & Gia dụng
Industry (ICB L3)
Hàng gia dụng
Sub-industry
Thiết bị gia dụng
Company Type
CT

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Computed 28/08/2026
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