NBT
UtilitiesValuation Breakdown
The Dividend Discount Model values a stock based on its future dividend payments, discounted to present value. The 3-stage variant captures three phases of a company's life: high growth (years 1-3), a transition period where growth declines linearly (years 4-6), and a terminal stage of stable, perpetual growth (year 7+). As John D. Rockefeller said: "The only thing that gives me pleasure is to see my dividends coming in."
Valuation Track Record
Retroactive intrinsic value vs actual close price — NBT
Earnings Quality
Fiscal year 2025
Financial Forensics
Beneish M-Score · 2020
NBT exhibits a moderate risk profile with a Beneish M-Score of -0.8179, indicating no immediate signs of earnings manipulation. However, the earnings quality score of 60.0/100, particularly low receivables quality at 47.6/100, raises concerns about revenue recognition practices.
- Earnings quality score of 60.0/100, with receivables quality at 47.6/100, suggests potential issues in revenue recognition.
- Beneish M-Score of -0.8179 is above the manipulation threshold of -1.78, indicating a need for caution despite not signaling outright manipulation.
- Strong accrual quality score of 93.7/100 indicates good earnings sustainability.
- Ownership by the state (64.0%) may provide stability and support for operational strategies.
The high state ownership (64.0%) could lead to potential conflicts of interest and influence on financial reporting, but it may also provide a buffer against volatility.
Investors should closely monitor receivables and revenue recognition practices while considering the stability offered by significant state ownership. Conduct further due diligence on operational performance and cash flow management.
Generated by AI based on quantitative data. Not financial advice.
Quantitative Scores
Key Ratios
Company Overview
// OWNERSHIP_NETWORK
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