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EVF
BanksCông ty Tài chính Tổng hợp Cổ phần Điện Lực
Dịch vụ tài chínhNH
14.300
VND · Last close
Valuation Verdict
Undervalued
-120%Fair Value+120%
Intrinsic Value
28.050
Current
14.300
Gap
+96.2%
ModelPB ROE REGRESSION
Valuation Breakdown
NH→Bank
Classified as bank because company type is NH (commercial bank)
ModelP/B x ROE Regression
Intrinsic Value = Fair P/B x Book Value Per ShareEstimates fair value by finding the statistical relationship between how much investors pay for a bank's book value (P/B) and how efficiently it generates returns (ROE). A bank that earns more on its equity deserves a higher price-to-book multiple. We regress P/B against ROE, NIM, and cost efficiency across all listed Vietnamese banks to find where this bank should trade.
1
Model Inputs
Avg ROE→6.42%
Regression type→huber_multifactor
R²→0.6592
2
Valuation
Fair P/B
2.16x
x
BVPS
12.985
=
Intrinsic Value
28.050
Valuation Track Record
Retroactive intrinsic value vs actual close price — EVF
Earnings Quality
Fiscal year 2025
83
Good
Accrual Quality
98Cash Conversion
100Margin Stability
99Revenue Quality
35Quantitative Scores
F-Score
4/9
Neutral
Sharpe
0.27
Positive
Composite
74
Strong
Price Risk
Momentum
+5.5%
Volatility
35.1%
Max Drawdown
-33.8%
Key Ratios
Fiscal year 2025
0.93P/B
P/E10.29
ROE9.5%
ROA1.3%
EPS1175.88
BVPS12985.45
Net Margin47.3%
Rev Growth28.6%
Profit Growth59.5%
Div Yield0.0%
Company Overview
Issued Shares
760.6M
Charter Capital
7605.7B VND
Sector (ICB L2)
Dịch vụ tài chính
Industry (ICB L3)
Dịch vụ tài chính
Sub-industry
Tài chính cá nhân
Company Type
NH
// OWNERSHIP_NETWORK
> mapping common ownership for EVF — hover nodes for intel, click to navigate
Computed 12/04/2026