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TLT

Construction

Công ty Cổ phần Viglacera Thăng Long

Xây dựng và Vật liệuCT
26.500
VND · Last close
Valuation Verdict
Fairly Valued
Low
+3.6%
-120%Fair Value+120%
Current
26.500
Intrinsic Value
27.458
ModelEV EBITDA MIDCYCLE

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Research Note

Viglacera Thăng Long (TLT): modest upside but elevated forensic and liquidity concerns

Intrinsic value VND 27,458 vs market VND 26,500 — implied upside 3.6% (model confidence: low).

Business Overview

Công ty Cổ phần Viglacera Thăng Long (TLT) operates in construction and building materials within the Vietnamese Xây dựng và Vật liệu sector and is listed on UPCOM. The company reported revenues of VND 576.5 bn in 2023, VND 630.3 bn in 2024 and VND 663.9 bn in 2025, reflecting modest top-line growth (Revenue YoY 5.4% in the latest ratios). TLT's asset base grew from VND 331.9 bn in 2023 to VND 371.9 bn in 2025. The company remains majority-controlled: two institutional shareholders (Công ty Cổ phần Ống sợi thủy tinh Vinaconex and Tổng Công ty Viglacera) each hold roughly 51.1% and several individuals hold material stakes (largest individuals 15.5% and 13.3%).

Investment Thesis

TLT's valuation gap versus the current price is narrow: our EV/EBITDA mid-cycle model yields an intrinsic value of VND 27,458/share, only 3.6% above the market price of VND 26,500, and model confidence is low after isotonic calibration. Operationally, the company generates industry-competitive returns: ROE 21.7% and ROA 6.0% with an EBIT margin of 4.5% and a gross margin of 9.0%. Its EV/EBITDA of 5.7x sits below the sector median EV/EBITDA of 9.85x, implying either a cheaper valuation or execution/quality discount.

However, the investment case is weakened materially by forensic and earnings-quality signals. The Beneish M-Score (-0.2192) ranks in the 92nd percentile versus peers and rose by +3.07 year-over-year, suggesting aggressive accounting behaviour. The standalone Earnings Quality score is low at 31.5/100, with receivables and margins scoring 0/100. Leverage is high (Debt/Equity 2.63) and net debt in our model is VND 91,968,412,613, increasing sensitivity to operational volatility. Given the small implied upside, limited liquidity on UPCOM (avg_volume_2w = 0.0) and elevated forensic flags, the narrow valuation cushion does not compensate for execution and accounting risk.

Valuation Commentary

EV/EBITDA mid-cycle with isotonic calibration to our historical fair multiples.

  • Mid-cycle EBITDA used: VND 48,318,723,990 (company median over 7 years).
  • Applied fair EV/EBITDA multiple: 5.33 (own_history), versus sector EV/EBITDA 9.85.
  • Net debt applied: VND 91,968,412,613.
  • EBITDA coefficient of variation: 0.1679 used to smooth cyclical volatility.
  • Calibration moved raw intrinsic VND 23,714.6 to final VND 27,458 via isotonic adjustment.

The model produces an intrinsic value only 3.6% above the current market price, and model confidence is low. The low upside coupled with material forensic and liquidity flags reduces conviction — small changes in assumed mid-cycle EBITDA or multiple would flip the recommendation. Treat the valuation as indicative rather than decisive.

Bull vs Bear

Bull Case
  • EV/EBITDA multiple of 5.7x (TLT) is below sector median 9.85x, leaving potential multiple expansion upside if execution and earnings quality improve.
  • ROE of 21.7% suggests the business can generate acceptable returns on equity relative to peers.
  • Revenue has grown from VND 576.5 bn (2023) to VND 663.9 bn (2025), showing consistent top-line expansion.
Bear Case
  • Beneish M-Score -0.2192 in the 92nd percentile flags aggressive accounting and the score increased by +3.07 year-over-year, indicating elevated manipulation risk.
  • Earnings Quality score is low at 31.5/100 with receivables and margins scoring 0/100, undermining reported profitability (Net Profit Margin 3.2%).
  • High leverage (Debt/Equity 2.63) and net debt of VND 91,968,412,613 increase financial risk; Altman Z-Score 2.58 is in the grey zone for distress.

Sector Context

The construction and building-materials sector in Vietnam is cyclical and sensitive to domestic real-estate activity and public infrastructure spending. VAS accounting conventions and state-owned enterprise (SOE) ownership norms can mask related-party transactions and non-cash items; many peers also carry legacy land-use rights and VAMC bonds on balance sheets. SBV credit growth quotas and tighter bank lending to property-related firms can reduce upstream demand for building materials. In this environment, lower EV/EBITDA multiples can reflect structural quality discounts — distinguishing genuine value from accounting risk is critical. TLT sits on UPCOM where liquidity is typically lower and price discovery is weaker, which raises execution risk for realizing any potential re-rating.

Risk Factors

  • Forensic/accounting risk: Beneish M-Score -0.2192 places the company in the 92nd percentile among peers with a year-over-year deterioration of +3.07, signalling possible aggressive accounting.
  • Earnings reliability: Earnings Quality score 31.5/100, with 0/100 for receivables and margins, raises the risk that revenue and profit figures are overstated.
  • Leverage and solvency: Debt/Equity 2.63 and net debt ~VND 91.97 bn increase refinancing and interest-rate sensitivity. Altman Z-Score 2.58 implies grey-zone distress risk.
  • Liquidity and marketability: Average 2-week volume is zero on UPCOM and foreign room is limited to 3,494,900 shares, constraining large investor entry/exit.
  • Concentrated ownership: Two institutional shareholders each report ~51.07% stakes (data shows both at ca. 51.07%), which could limit minority protections and liquidity.
  • Model confidence: Valuation model flagged 'illiquid', 'mediocre_earnings_quality', and 'manipulation_risk' leading to a low confidence assessment; small input changes materially affect intrinsic value.

Catalysts

  • Publication of audited financials or an independent review that improves earnings-quality metrics (receivables, margins).
  • Reduction in leverage or disclosure of net-debt reduction plans that materially improve solvency (Debt/Equity decline).
  • A re-rating from sector peers if sector EV/EBITDA decompresses toward the median of 9.85x.
  • Any liquidity event (listing migration from UPCOM or a block placement) that increases free-float and trading volume.

Forensic Assessment

The forensic picture is the primary concern. Beneish M-Score (-0.2192) is above the usual manipulation threshold and ranks in the 92nd percentile, with a +3.07 year-over-year increase — this is a clear red flag for aggressive accounting. Earnings Quality 31.5/100 (with 0/100 in receivables and margins) further undermines confidence in reported earnings. Positive signals include a neutral Piotroski F-Score of 5/9 and a high accrual score (88.0/100), but these do not offset the Beneish signal. Overall, forensic risk is elevated and should be a gating factor for new capital allocation until clarity improves.

Track Record

The valuation model backing this note has a historical hit rate of 81.8% over 12 years, with an average realized upside of 70.1% in years where the model produced a directional call. While the historical hit rate is strong, the model's current calibration flags low confidence for this ticker and explicitly lists illiquidity and manipulation risk; therefore, past performance does not guarantee present reliability for TLT specifically.

Written by a language model on 2026-08-11 from this page’s own model outputs and financial statements, and may quote figures from that date. Descriptive analysis, not investment advice — no buy, sell or hold recommendation is given or implied.

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Financial Forensics

Beneish M-Score · 2025

High Risk
M -0.22 · 92th pctile vs peers
YoY ▲ +3.07
Conservative vs VN peersAggressive
Compare across the whole market

Ranked vs Vietnamese peers. The −1.78 Beneish cutoff is US-calibrated; ~28% of VN stocks exceed it.

DSRI
3.377
GMI
0.855
AQI
0.890
SGI
1.053
DEPI
1.096
SGAI
1.023
TATA
0.030
LVGI
1.000

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Key Ratios

Fiscal year 2025
8.73P/E
P/B1.81
P/S0.28
ROE21.7%
ROA6.0%
EPS3035.74
BVPS14648.18
Gross Margin9.0%
Net Margin3.2%
D/E2.63
Current Ratio1.12
Rev Growth5.4%
Profit Growth69.5%
EV/EBITDA5.74
Div Yield0.0%

Company Overview

Issued Shares
7.0M
Charter Capital
69.9B VND
Sector (ICB L2)
Xây dựng và Vật liệu
Industry (ICB L3)
Xây dựng và Vật liệu
Sub-industry
Vật liệu xây dựng & Nội thất
Company Type
CT

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Computed 28/08/2026
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