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BVB
BanksNgân hàng Thương mại Cổ phần Bản Việt
Ngân hàngNH
11.800
VND · Last close
Valuation Verdict
Undervalued
-120%Fair Value+120%
Intrinsic Value
13.220
Current
11.800
Gap
+12.0%
ModelPB ROE REGRESSION
Valuation Breakdown
NH→Bank
Classified as bank because company type is NH (commercial bank)
ModelP/B x ROE Regression
Intrinsic Value = Fair P/B x Book Value Per ShareEstimates fair value by finding the statistical relationship between how much investors pay for a bank's book value (P/B) and how efficiently it generates returns (ROE). A bank that earns more on its equity deserves a higher price-to-book multiple. We regress P/B against ROE, NIM, and cost efficiency across all listed Vietnamese banks to find where this bank should trade.
1
Model Inputs
Avg ROE→5.19%
Regression type→huber_multifactor
R²→0.6592
2
Valuation
Fair P/B
1.14x
x
BVPS
11.642
=
Intrinsic Value
13.220
Valuation Track Record
Retroactive intrinsic value vs actual close price — BVB
Earnings Quality
Fiscal year 2025
51
Fair
Accrual Quality
99Cash Conversion
100Margin Stability
4Revenue Quality
0Quantitative Scores
F-Score
4/9
Neutral
Sharpe
-0.27
Negative
Composite
46
Weak
Price Risk
Momentum
-0.7%
Volatility
28.7%
Max Drawdown
-29.1%
Key Ratios
Fiscal year 2025
1.01P/B
P/E18.09
ROE6.1%
ROA0.4%
EPS650.22
BVPS11642.09
Net Margin15.5%
Rev Growth26.3%
Profit Growth33.9%
Div Yield0.0%
Company Overview
Issued Shares
640.8M
Charter Capital
6408.2B VND
Sector (ICB L2)
Ngân hàng
Industry (ICB L3)
Ngân hàng
Sub-industry
Ngân hàng
Company Type
NH
// OWNERSHIP_NETWORK
> mapping common ownership for BVB — hover nodes for intel, click to navigate
Computed 12/04/2026