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LPB
BanksNgân hàng Thương mại Cổ phần Lộc Phát Việt Nam
Ngân hàngNH
41.800
VND · Last close
Valuation Verdict
Overvalued
-120%Fair Value+120%
Intrinsic Value
18.155
Current
41.800
Gap
-56.6%
ModelPB ROE REGRESSION
Valuation Breakdown
NH→Bank
Classified as bank because company type is NH (commercial bank)
ModelP/B x ROE Regression
Intrinsic Value = Fair P/B x Book Value Per ShareEstimates fair value by finding the statistical relationship between how much investors pay for a bank's book value (P/B) and how efficiently it generates returns (ROE). A bank that earns more on its equity deserves a higher price-to-book multiple. We regress P/B against ROE, NIM, and cost efficiency across all listed Vietnamese banks to find where this bank should trade.
1
Model Inputs
Avg ROE→25.10%
Regression type→huber_multifactor
R²→0.6592
2
Valuation
Fair P/B
1.15x
x
BVPS
15.798
=
Intrinsic Value
18.155
Valuation Track Record
Retroactive intrinsic value vs actual close price — LPB
Earnings Quality
Fiscal year 2025
75
Good
Accrual Quality
80Cash Conversion
100Margin Stability
77Revenue Quality
40Quantitative Scores
F-Score
3/9
Weak
Sharpe
0.53
Positive
Composite
57
Fair
Price Risk
Momentum
+20.3%
Volatility
30.2%
Max Drawdown
-24.9%
Key Ratios
Fiscal year 2025
2.66P/B
P/E11.00
ROE25.2%
ROA2.1%
EPS3823.67
BVPS15797.80
Net Margin71.2%
Rev Growth15.1%
Profit Growth17.5%
Div Yield0.0%
Company Overview
Issued Shares
2987.3M
Charter Capital
29872.8B VND
Sector (ICB L2)
Ngân hàng
Industry (ICB L3)
Ngân hàng
Sub-industry
Ngân hàng
Company Type
NH
// OWNERSHIP_NETWORK
> mapping common ownership for LPB — hover nodes for intel, click to navigate
Computed 12/04/2026